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	Welcome to Credit Clear Wales
	We are specialists in challenging unfair, unenforceable credit agreements and debt management. Nearly 50 million credit agreements are signed in the UK each year - and many could be found to be unenforceable. We help people free themselves from the burden of debt, by challenging agreements which breach the Consumer Credit Act 1974.  We also help people who are not able to challenge their credit agreement, with a number of means at our disposal. Find out more. Click here for debt management.
What is the Consumer Credit Act? The Consumer Credit Act was introduced in 1974 with the aim of protecting the rights of consumers who enter into credit agreements and calling for greater transparency in the terms under which these agreements were drawn up. The Consumer Credit Act states that all credit agreements must not contain any of the following: Unfair terms and conditions Unclear or unfair APR rates Missing or misleading information Under the Consumer Credit Act, credit agreements that do not match up to these criteria can be deemed to be unfair on the consumer and therefore they are rendered ‘unenforceable.’ This means that the agreements are effectively torn up and the debt wiped clean. What types of credit agreement come under the Consumer Credit Act? Most types of credit agreements, which involve both the lender and the consumer to sign a written document are governed by the Consumer Credit Act. These include: Credit and store cards Secured and unsecured loans Consolidation loans Deferred loans Car finance agreements How can I find out if my credit agreement is compliant with the Consumer Credit Act? If you suspect that a credit agreement you have signed may not comply with the Consumer Credit Act, then the first step is to contact one our team of advisers today on 02921 252 262. We will quickly be able to assess whether or not your agreement meets with the terms of the Consumer Credit Act, and if this is not the case, then we will be able to pursue an unfair credit agreement claim on your behalf.	Why use Credit Clear Wales:
	100% Refund policy if the Auditing solicitors deem your Credit Agreement enforceable   Track your Case Online   Complete transparency with no completion costs   Friendly, no obligation advice & support
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Copyright © 2009 Credit Clear Wales Credit Clear Wales is an Appointed Representative of Credit Clear UK Credit Clear UK Ltd is regulated by the Ministry of Justice in respect of regulated claims management activities It's registration is recorded on the website www.claimsregulation.gov.uk MOJ number CRM 13650